Bad Credit Car Loans St. Catharines – Bankruptcy, No Credit, Auto Financing Specialists

“Applied Wednesday morning… got approved 3 hours later… Then Same Day Approval gave me no obligation to buy free financing to own quotes for a Cruze, Civic and a Jetta. I picked Civic. I was also able to reconsolidate my credit card debt from 19% to 8%. I’m really happy with Same Day Approval and how they connected me with a dealer that approves not so great credit…” ~ Wendy

Now You Can Get The Car You Really Want…

 We offer competitively low rates for everyone.

Same Day Approval can help anyone in St. Catharines get a car loan in spite of:

  • Problems with Bankruptcy
  • Credit Rating: Good/Bad/No Credit. Apply!
  • Collections
  • New to St. Catharine
  • Recent Divorce

We need you to have only the following THREE documents:

  • Driver’s licence
  • Proof of a income (at least $450/week)
  • Qualified for obtaining insurance

Purchase ANY Car You Can Afford

car loansWe provide finance for your dream car. It does not matter if you have terrible credit, no credit, or you have recently gone through bankruptcy. Same Day Approval offers best car loans for bad credit with no money down. We understand that saving money for making large down payments can be difficult for you. This is why we do not require you to put money down. You can choose a new car or a used one as long as you can afford monthly payments for it. And you can calculate your monthly rates with our online auto loan calculator. People are often amazed when they realize they CAN afford they dream vehicle. Apply online in a minute! As soon as you click the “Submit” button, you will be able to select the type of car you wish to own next using our new online car selecting tool.

We are here at your service 24/7 so if you need assistance, don’t hesitate to contact us.

After You’re Approved… Pick Any Brand Of Car.


St. Catharines’ Best Online Approval Service

Purchasing a car has never been this simple.

  • FREE to Apply and Get Approved
  • No Down Payment
  • 100% Secure and Simple Process
  • We Finance ANY Vehicle You Pick up to $45,000
  • Any Credit Rating. Having Bad Credit or No Credit Isn’t a Problem.
  • More than 5,000 Vehicles Available at the Moment

 My husband and I had consumer proposal 2 years ago. With the third child on the way, we wanted to replace our old Honda Civic with the 3 old Kia Sedona. The approval took a bit longer because it was hard to find a lender. They found one and the interest rate was lower than we could ever hoped for. ~ Juanita

We approve more car loans for people in St. Catharines than any other site.

We are here to make the process of buying a car easier. We can help you find the right vehicle for you and we offer you loans on any type of car you pick that costs less than $45,000. Same Day Approval finds best deals for you in 3 days. You don’t have to bother and go from one dealer to another to check options. We do it for you and it is free. You don’t have to leave your own house, you can fill in our online application quickly. As soon as you complete the form, you can use our super easy tool for selecting the type of vehicle you wish to drive next. We have many dealership partners in your area who offer you vehicles at low rates and with flexible terms.

Premium Car Loans in St. Catharines.


Getting approved for a car loan online is a way easier than getting approved e.g. through a bank. First, you usually need less documentation and second, you can apply while sitting in your chair and it usually lasts only about one minute. Getting approved for car financing online is thus less costly and more compelling. Same Day Approval only needs a proof of your regular income of at least $1,800/mo. Certainly, you should be able to pay your monthly bills. In this way, you can also use your car loan to build your credit record. Indeed, many of our customers managed to build their credit in about five months. You can do it easily as well. We’re here to help you! If you had financial crisis in the past, don’t worry. Our specialists will know how to deal with your situation.

St. Catharines, The Garden City

St. Catharines is the largest city in Niagara Region. It is called The Garden City because it has about 1,000 acres of gardens, parks and trails. Some of the well-known parks are Montebello Park, Lakeside Park, Burgoyne Woods. Its motto is “Industry and Liberty” and one can easily infer that manufacturing is the dominant industry in the city. One of the largest employer in the city is General Motors of Canada, Ltd. Also, St. Catharines is a home to Brock University, the only university in Canada that is in a UNESCO Biosphere Reserve, located on the Niagara Escarpment.

The majority of people who live in St. Catherines use either cars or buses as a means of transportation. Trains are rarely used. Therefore, if you live in St. Catharines and you need a new car, you are at the right place. Same Day Approval is at your disposal 24/7. Contact us if you have any questions and apply quickly!

We Serve Most Cities in Canada:

Abbottsford, AjaxAlberta, Aurora, Barrie, Brampton, Brantford, British Columbia, Burlington, Burnaby, Caledon, Calgary, Cambridge, Cape Breton, Chatham, Chilliwack, Clarington, Coquitlam, Delta, Edmonton, Fredericton, Grande Prairie, Greater Sudbury, Guelph, Halifax, Halton Hills, Hamilton, Kamloops, Kanata, Kawartha Lakes, Kelowna, Kingston, Kitchener, Langley, Lethbridge, London, Manitoba, Maple Ridge, Markham, Medicine Hat, Milton, Mississauga, Moncton, Nanaimo, New Brunswick, New Westminster, Newmarket, Niagara Falls, Norfolk County, North Bay, North Vancouver, Nova Scotia, Oakville, OntarioOshawa, Ottawa, Peterborough, Pickering, Port Coquitlam, Prince George, Red Deer, Regina, Richmond, Richmond Hill, Saanich, Saint John, Sarnia, Saskatchewan, Saskatoon, Sault Ste. Marie, St. Albert, St. John’s, Strathcona County, Sudbury, Surrey, Thunder Bay, Toronto, Vancouver, Vaughan, Victoria, Waterloo, Welland, Whitby, White Rock, Windsor, Winnipeg and Wood Buffalo.